Stock market crash 2020: how I’d capitalise on a rare chance to get rich

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. 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Despite improving investor sentiment and the prospect of a brighter economic outlook in the long run, some stocks continue to trade at cheap prices.Buying them could prove to be a profitable long-term move. Through building a diverse portfolio of high-quality companies presently experiencing weak operating conditions, it may be possible to generate a surprisingly large nest egg in the coming years.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Buying high-quality shares after the stock market crashA number of today’s cheap shares are still unpopular many months after the stock market crash because of their weak near-term outlooks. Some sectors, such as energy, financial services and leisure, are facing unprecedented challenges at the present time.In many cases, their potential to grow sales and profit in the short run is very limited. As such, investor sentiment towards them is weak. This has caused their share prices to lag the wider index in many cases.Buying such companies may not seem to be an attractive idea to many investors. However, those companies that have difficult operating conditions, while also having solid financial positions and a competitive advantage, may offer recovery potential over the long run.They may emerge in a stronger position after the stock market crash relative to their weaker sector peers. This may enable them to deliver improving financial performances in the coming years that translates into rising stock prices.Diversification in a stock market recoveryIt’s easy to become complacent as a stock market recovery replaces a stock market crash. This may lead to a portfolio that lacks diversity, in terms of the number and range of companies held within it.However, as this year’s market decline showed, a bull market can quickly turn into a bear market. This can come without any warning. Yes, it may be tempting to only invest in the very best shares available at the present time.But ensuring a portfolio is diversified could be crucial in generating high returns in the coming years. After all, it’s unclear which companies and sectors will deliver growth in what could be a fast-paced and different economic outlook in a post-coronavirus world.A long-term approach to buying cheap sharesOf course, a second stock market crash could occur in the near term. Risks such as Brexit and the coronavirus pandemic may remain in place for some time. They could prompt a period of weaker investor sentiment and a more challenging period for the world economy’s performance.As such, taking a long-term view of any stocks purchased now could be important in generating high returns. The stock market has always posted new record highs after its various declines. Using a buy-and-hold strategy may enable an investor to take advantage of a similar outcome after the 2020 stock market crash. Peter Stephens | Tuesday, 22nd December, 2020 Simply click below to discover how you can take advantage of this. See all posts by Peter Stephens Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997”last_img read more

TCU alumnus to appear on reality TV show

first_imgSam Fristachi ReddIt World Oceans Day shines spotlight on marine plastic pollution Linkedin Facebook Women’s basketball falls in Big 12 Championship quarterfinals to Baylor Women’s Basketball on three-game skid after loss to Oklahoma + posts Samantha Fristachi is a senior from Massapequa, New York. She is a journalism and sports broadcasting major and a business minor. She hopes to be a sports broadcaster on ESPN one day. Hunter Ince on Sequester. Photo Courtesy of Hunter Ince. Linkedin Sam Fristachi Previous articleDuggan throws career-high three picks in loss to OSU, 34-27Next articleVolleyball loses close one to Kansas State Sam Fristachi RELATED ARTICLESMORE FROM AUTHOR Sam Fristachi Women’s Basketball falls to Kansas State in overtime loss Sam Fristachi Women’s Basketball falls in regular-season finale against Texas Facebook Sam Fristachi Twitter printA TCU alumni will soon be featured on the online reality television show Sequester. Hunter Ince, a graduate of the Bob Schieffer College of Communication, will be one of 20 contests on the show. The show follows the group of strangers who are put into a house and have to compete against each other for the grand prize of $2,500. The show is very strategic, according to Ince. “It’s a strategic and social experiment — you have to be prepared and adapt for each round,” Ince said. Twists will be thrown at the contestants after each round to change up the game and each player’s strategy. Two people are eliminated each cycle until there are ten contestants remaining. “The first ten that were eliminated get to compete in a challenge to come back into the game,” Ince said. “The winner of that challenge joins the remaining ten and create what is called the jury.”The jury will all have a hand in voting for a winner when Sequester gets down to two finalists. The finalists will each sit in front of jury members to plead their case on why they should be the winner. Ince said he has been a long-time reality television show fan for years and it has always been a dream of his to compete in one — and win.He chose to try his hand at reality TV soon after watching Season 1 of Sequester. He made it past the preliminary rounds for the show’s second season; however, he eventually got cut from the program before filming started. Despite the setback, he reapplied for the third season and was picked to appear on the show. “I almost didn’t apply, but I am so glad that I did,” Ince said. “I was kind of discouraged after not making it Season 2.”The show was filmed from Sept. 27 to Oct. 1 right outside of Atlanta, GA.For Ince, the best way to prepare for the rounds was to keep a good attitude. “If there are rounds where one of my allies is going home that it is ok, just as long as I am still in the game,” Ince said. “It’s all right — [I] remain positive the whole time.”Ince isn’t the first Frog to step into the reality-TV spotlight. He is joined by two other TCU alumni, Alex Apple and Olivia Caridi. Alex Apple appeared on MTV’s “Stranded with a Million Dollars.” Olivia Caridi gained her notoriety from ABC’s “The Bachelor.”“I would tell [Ince] to be himself and to not worry about being some character that other people want you to be,” Apple said. “Trust your instincts — you have to come off as authentic to succeed in a lot of the games.” Caridi, who became an internet sensation following her appearance on the Bachelor, had to deal with a fair share of backlash from the internet. “I was getting so much online hate that I had my sister change all of my passwords to [my] social media [accounts] so that I could not look at it,” Caridi said. “I would recommend that for anyone going on a TV show; you have to put your mental health before anything else.” Apple and Caridi agreed that life after the show was drastically different; however, they’ve both acclimated to it now. Now, Ince is taking any advice he can get before the show airs. “I’ve had people tell me to not look at the comments at all, and I’ve had people tell me to look at the comments and take it with a grain of salt,” Ince said. “I think it’s very entertaining to see viewers speak what they think about the game, whether that’s positive or negative. I would much rather be told by viewers that it was a dumb move then get no attention at all for the move I made.”The show airs at 9 p.m. Sunday on YouTube and will be available on Amazon Prime after the show airs. Twitter ReddIt TCU places second in the National Student Advertising Competition, the highest in school history Welcome TCU Class of 2025last_img read more

Assisting Homeowners Coming Out of Forbearance

first_img 2020-07-01 Mike Albanese About Author: Mike Albanese This story originally appeared in the July edition of DS News.Stanley Middleman is the CEO of Freedom Mortgage Corporation and founded the company in 1990. Following the Great Recession, he was able to transform his company into a market leader in VA mortgages and government insured lending. Employing more than 4,000 people in all 50 states, in 2019 Stanley was the recipient of the Ernst and Young Entrepreneur of the Year, Greater Philadelphia Award, financial services category. Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Assisting Homeowners Coming Out of Forbearance  Print This Post In what ways is the current economic downturn different from the Great Recession?One big reason, but a couple of other smaller reasons. But I think that the focus should be on the asset, the underlying asset, particularly in terms of the mortgage industry, and housing in particular. When we think about the Great Recession, we were in a period of hyperactivity, where the values of homes had gone up dramatically, and the values of those properties were probably a little over inflated. We were coming off of a prolonged period of growth that saw the values of these homes go way up, and way up relative to the previous peak. And when that happens, you are due for a market correction.We had a major recession and a major asset evaluation, which happened almost instantly. So even before the recession had kicked into gear, these property values had gone up and started to de-value, which kind of snowballed and led us into the recession. Probably people that shouldn’t have been buying homes were buying homes. People that shouldn’t have been investing in properties were investing in properties. When we look at today’s environment, we have, instead of a glut of available properties and excess housing, we have a shortage of housing. That shortage of housing and the scarcity in the marketplace really is driving the values of the properties that we don’t see going down across the board.Clearly there are pockets that were affected by the various changes in income tax, deductibility of state taxes, and such, but by and large the values of properties have stayed very stable.The anticipation from my chair is that they’re going to go up in value. And that’s quite different from what happened in housing during the Great Recession. So when the underlying asset is stable, and the scarcity of that asset and the demand for that asset is still great, that bodes well for the value of the key asset and the entire food chain, whether it’s lending or building or real estate sales. The underlying value of the home is really strong, and that’s the number one difference. We’ve had great credit. We’re coming off of one of the greatest credit qualities in the history of our country. Loans have performed better than they’ve ever performed before for an extended period of time. We experienced new lows and delinquency until we got to this point. So all of these things are happening after an incredibly strong run and credit environment.The reality is, I think that the value of these properties are not only going to hold, but they’re going to grow. And that’s how housing is going to lead us out of this recession. That’s how, when people get back to work, and they have their income supported, and they resolve whatever hiccups they may have faced as a result of this horrible, horrible tragedy, then you pile on top of the pandemic the social unrest, which I just want to touch on for a second. Clearly I empathize with all those folks and their feelings and their frustrations, but when you pile that on top of this pandemic and the reality of what’s happening in our society, it’s important that we have good solutions. And one is to make sure that the entire population is heard, and all their issues are felt and shared, and that when we solve these problems, we solve these problems for everybody.So that’s why things like government lending and equal opportunity housing and building strong communities is really important. And that’s what’s going to happen this time. And that’s really different from what happened last time. Instead of going around and having a lot of foreclosed, boarded up homes, where the properties and the community suffered, and I don’t think were able to recover, and I think that leads to all kinds of problems, drugs, and crime, and all that stuff. I think we’re going to have stronger communities. I think we’re going to have stronger property values. I think we’re going to have more home ownership, and this is going to be great. And if we can have a society where everybody treats everybody like they want to be treated themselves, and everybody’s treated as a person, rather than as this or as that, or another thing, I think we have a chance to be special and do special things.I’m really excited and optimistic for our society, for the economy, and for the future of everybody that lives here in this country, because I think the opportunities are there and how we choose to take advantage of them will dictate the outcome. But my hope is, and my prayers are, that we live in a fairer and a more congenial manner, where everybody’s feelings and lives are treated evenly and fairly, and that there is no distinction between any people, that everybody gets treated as a person, rather than as this kind of person, or that kind of person. And that’s what my hope would be.The good news is, is in housing, we do that. And I’m really proud of being able to be one of the top government lenders that really admires and drives diversity as part of what we do on a daily basis. Supporting the VA and the FHA, providing the people that are a little underserved and that require special service, and that demand special respect, is one of the keys to our culture and to the way we see the world, and I’m looking forward to doing even more of that. I’m really excited about the prospects in the coming year. Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Fed Chair Discusses Administering Additional Stress Tests Next: McCalla Raymer Leibert Pierce Expands Into Washington, Oregon, Texas Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img in Daily Dose, Featured, Foreclosure, News Servicers Navigate the Post-Pandemic World 2 days ago Share Save Home / Daily Dose / Assisting Homeowners Coming Out of Forbearance July 1, 2020 1,550 Views Demand Propels Home Prices Upward 2 days ago How can the mortgage industry best assist homeowners coming out of forbearance?First of all, we’ve been able to help, I guess, in excess of 85,000 consumers defer their payments or be eligible to defer their payments as a result of this COVID-19. And it’s really interesting to see what kind of people live in this country. People that have government loans are the primary participants in this, and even those consumers that have had the challenges around this disease, which is just awful, most of them, or many of them at least, continue to pay and may not even need the forbearance. So for those consumers that are eligible, applied, and were granted forbearance, and the bar was clearly low, it was easy to take advantage of, but a lot of people didn’t take advantage of it. And it was really on the honor system.To see so many people be able to make their payments, it really restored my faith in humankind. For those people that did take advantage of it and really needed the help, and where it’s become an important tool in managing their own personal financial environment, there’s a lot of options as we come off of forbearance. Some of the tools have not been completely refined by places like HUD, for the FHA and the VA and USDA. The final rules are not placed, but essentially what happens is when forbearance ends, the consumer has basically three things that can happen. One, they can obviously pay all their money back and just go on with their lives, and for most people that didn’t take it at all, it’ll be like it never happened.The second thing that could happen is that we could modify their loan, and it just becomes part of their new loan at a lower interest rate, and we go through the normal waterfall of events. Another thing that could happen is that that loan amount, whatever it was that was deferred, gets added onto the end of the loan, and then at the end of the loan, interest free. And then that loan will come due, as stipulated in the CARES Act. Now, exactly how that all happens and the rules that have not been released by the FHA, it’s not as clear yet, but that’s the way it would work for a conforming loan. And each loan type is going to be different, each investible habits, on site guidelines. And we’re obviously going to follow all the rules, but that’s fundamentally what would happen.I think that by and large, many of these people will either refi or get a modification, depending on the tools that are at our disposal. And what that’ll do is it’ll put a consumer even in a better situation, because they’ll be able to get their interest rate lower. And at the end of the day, it’ll feel like this didn’t even happen. So it’s very encouraging, sitting in my seat, knowing that we’ve helped so many people through this crisis, and at the same time have helped them resolve their issues and get into a better financial situation than they otherwise might’ve been. The Best Markets For Residential Property Investors 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribelast_img read more